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Borrower Nightmares: Disabled home owner alleges broker, bank offered her mortgage she could not manage

Margaret Mosunic in the front of her Queens house. Ben Hallman

Introduction

Margaret Mosunic is 63 and a devout Christian, but she has a specific, violent plan of action if she ever encounters her building contractor again.

“I would like to choke their small neck that is irish” she stated in a recently available meeting in her own house greater than 40 years in Queens, nyc.

Are you aware that large financial company who suggested the specialist? “He is a devil into the disguise of a person, ” she said.

On Jan. 9, 2008, Thomas Delaney, an agent in the home Consultants, Inc., drove Mosunic up to a law workplace to shut just what she thought had been a $40,000 financial loan, relating to a lawsuit filed by Mosunic in Queens County court. She planned to utilize the income to pay for straight back taxes while making repairs to a downstairs apartment that is rental she stated.

But which wasn’t the mortgage that the broker had expected the financial institution, Emigrant Mortgage Co. Of brand new York to accept, Mosunic’s lawsuit alleges. Continue reading